Hurricane season is here, and Hurricane Beryl is on the horizon. Worried about what to do after it hits? Here are essential tips to help you recover effectively:
Inspect the Property for Damage
- List down all the damage incurred and provide evidence by taking pictures and videos
- Stay safe. Always wear safety gear when inspecting your property
- Reach out to your local Community Services if you need help in inspecting and securing your property
Contact Your Insurance Company
- Inform your Insurance Company as soon as possible that your property has been damaged. Provide them the list of damage and evidence.
- If you cannot stay in your home due to the severity of the damage, ask about advance payments and coverage for additional living expenses
- Keep detailed records of all communications with your insurance company.
- Get a reputable insurance adjuster to evaluate your property as well.
Prevent Further Damage
- Make temporary repairs to prevent further property damage. This will improve your standing with the insurance company by showing you are a responsible property owner
- Make a list of all repairs done and keep the receipts of related expenses.
Get the Repair Work Done
- Reach out and get multiple bids from contractors. Compare said bids with the insurance adjuster’s report.
- Always verify the contractor’s credentials before choosing one. Do not pay in full upfront. These steps will help you avoid scams from unscrupulous contractors.
- Keep proof of deductible payment. It is illegal for contractors to waive it.
Recovering from Hurricane Beryl can be challenging. Being prepared and informed can make the process easier. For personalized assistance with your insurance claims, contact Crossroads Insurance Recovery Advocates at 713-369-4300 or send us an email at contact@crossroadsira.com. We are here to help you in your post-hurricane recovery.
For more detailed guidance, visit the Texas Department of Insurance‘s hurricane recovery tips.
