Planning for the Unexpected
Natural disasters and extreme weather no longer only take place during a specific “season.” There is no time limit within the year in which storms happen. Just as the long-time residents of the Gulf Coast region. This is causing changes in not only storm-preparation tactics, but also insurance.
Most people know that homeowners and businesses should have insurance coverage when it comes to general day-to-day operations. But what about those other times that weren’t considered? There is no way to prevent inclement weather or its effects, but with the proper preparation, it is possible to lessen the effects on your home or business in the long run.
Here are some key steps to take in order to help you prepare for extreme weather:
- Have an emergency and evacuation plan ready.
- Set up proper lines of communication for all parties involved.
- Have emergency supplies on hand and available at all needed locations.
- Make sure you have digital copies of all important documents.
- Keep everyone up to date with the information they need.
When it comes to properly preparing your family and employees, knowledge is more important than most people consider. Having clear and concise information available to everyone in relation to how emergency situations will be handled helps keep stress levels lower and allows everyone to feel more in at easy.
Emergency supplies to consider having on hand at the office and at home include:
- Dry soup mix
- Battery-powered radio with spare batteries
- Bottled water
- Protein bars and snacks
- Emergency blankets or sleeping rolls
- Trash bags, toilet paper, sealable sandwich bags
- Decks of cards or simple board games
Always remember that unexpected events are exactly that: unexpected. However, when time and effort are put together beforehand, those unexpected events can be far less of a stressful time than they would have been. The top concern during extreme weather is the safety of everyone in the area. Sometimes, that requires people to stay where they are for extended periods of time.
As licensed public insurance adjusters, our job is to come in and help homeowners and business owners recover what the insurance company rightfully owes after an event occurs. But we want you to stay safe through the event first.
If your home or business has been negatively affected or destroyed in relation to a natural disaster or extreme weather, please give us a call at 713-369-4300 so that we can get started on your recovery process today.