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What to Do During a Hurricane: Essential Steps for Homeowners and Business Owners

Hurricanes are powerful storms that can cause extensive damage. For Texas homeowners and business owners, knowing what steps to take during a hurricane can make a difference in personal safety and in limiting property damage. At Crossroads Insurance Recovery Advocates, we have compiled a guide to help you stay safe and informed.

1. Disaster Supply Kit

Make sure you can easily access your Disaster Supply Kit. This kit should have been prepared before the hurricane arrived. It contains essentials like water, non-perishable food, a flashlight, batteries, a first-aid kit, and important documents. Having this kit ensures that you can manage without external help if the storm cuts off access to stores or emergency services.

2. Stay Informed: Monitor Radio or TV for Updates

Keep a battery-powered or hand-crank radio on hand to stay updated. Local news, weather channels, or official emergency broadcasts provide real-time information, such as evacuation orders or updates on the storm’s path and severity.

3. Adjust Refrigerator Settings and Minimize Door Opening

Turn your refrigerator to its coldest setting. Avoid opening its doors to maintain the low temperature. This will keep food fresh longer in case of a power outage.

4. Limit Phone Usage

Use your phone only in emergencies. This will help keep lines open for those who need urgent assistance. Texting may also be more reliable than calling when networks are congested.

5. Check-In With Family or Friends

Regularly update family and close friends on your location and safety status. These  help ease concern and enable faster coordination if you need to evacuate or seek help.

6. Follow Local Emergency Management Directives

Follow instructions from local emergency management agencies. Their guidance are tailored to your area, including evacuation routes and safe shelters.

7. When to Evacuate

Evacuating can be life-saving during a hurricane. Know the situations that require immediate evacuation:

  1. If Local Authorities Issue an Evacuation Order: Always comply with local officials’ directions.
  2. Mobile or Temporary Structures: These temporary structures are vulnerable to hurricane-force winds.
  3. High-Rise Buildings: Hurricane winds are more severe at higher elevations and pose a greater risk to high-rise residents.
  4. Coastal, Floodplain, or Riverfront Properties: These areas are prone to flooding and are a clear safety risk.
  5. If You Feel Unsafe: Evacuate if you have any doubts about your safety.

8. If You Cannot Evacuate:

If evacuation is not possible, follow these steps to stay safe indoors: 

  1. Stay Away from Windows and Glass Doors: Strong winds and debris can shatter glass and lead to injuries. Stay in a room without windows if possible.
  2. Secure Doors: Close and brace all doors to reduce potential damage from high winds.
  3. Stay Calm and Vigilant: Remaining calm will reassure your family and help you make clear, informed decisions.

Conclusion

Staying prepared and following these steps during a hurricane can significantly improve your safety and reduce risk of property damage.

If you need assistance with a property insurance claim after a hurricane, contact Crossroads Insurance Recovery Advocates at 713 369 4300 or send us an email at contact@crossroadsira.com. Our team of experienced public adjusters specializes in helping Texans rebuild and recover with the support they need.

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