Should I Use a Public Adjuster?

When you file a significant claim, the insurance company sends its own adjuster, who works for the insurer. A public adjuster works only for you. Deciding whether to hire one comes down to the size and complexity of your loss.

When a Public Adjuster Helps Most

• Large or complex losses, such as fire, storm, or water damage.
• Claims that have been denied, delayed, or underpaid.
• Situations where you lack the time or expertise to manage the process.
• Disputes over the scope or value of repairs.

What They Do for You

A public adjuster inspects and documents the damage, reviews your policy, prepares a detailed independent estimate, and negotiates directly with the insurer. Studies have repeatedly shown that represented policyholders tend to recover substantially more than those who go it alone.

Crossroads Insurance Recovery Advocates works on contingency, so there is no upfront cost. Schedule a free evaluation and find out whether representation is right for your claim.