What is Assignment of Benefits (AOB)?

Understand AOB contracts and why working directly with a licensed PA is safer.

An Assignment of Benefits (AOB) is a legal tool where you sign over your insurance claim rights and benefits to a third party, usually a contractor or water mitigation company. While sometimes necessary, it is highly risky. Once you sign an AOB, you lose control of your claim. The contractor can negotiate directly with the carrier, and the checks go to them, not you. At Crossroads Insurance Recovery Advocates, we advise extreme caution. Working with a licensed Public Adjuster keeps YOU in control of your claim and your funds.